We are a regulated peer-to-peer consumer credit operator and a licensed payment institution. Our platforms connect everyday borrowers with retail and institutional investors, and let merchants across the EU accept open-banking payments through Neopay.
What we're building
Our mission is to make consumer credit and payments more transparent, more accessible and better priced than the legacy bank channel. We do that with technology — automated risk scoring, open-banking rails, and a marketplace model that returns net interest income to investors rather than to a balance sheet.
Milestones
- 2014 NEO Finance, AB founded in Vilnius. P2P consumer lending licence application begins.
- 2015 Paskolų Klubas platform launches. First loans funded by retail investors.
- 2017 Neopay receives PSD2 payment initiation services (PIS) licence from the Bank of Lithuania.
- 2019 IPO on Nasdaq Baltic First North on 5 August. Ticker NEOFI.
- 2022 Active loan portfolio on Paskolų Klubas exceeds €50 million.
- 2025 NEO Finance wins the "Best Investor Relations Equity Issuer" award on the Nasdaq Baltic First North market.
- 2026 229M+ € in loans originated, 15,853 active investors, 24,517 borrowers served.
Management
In accordance with the requirements of the legislation and the principles of good governance practice, the Company's organisational structure consists of a supervisory body — the General Meeting of Shareholders — and management bodies — the Board of Directors and the Chief Executive Officer. The Company does not have a Supervisory Board.
Evaldas Remeikis
Chairman of the Board
Holds a Bachelor’s degree from Kaunas University of Technology and a Chairman of the Board certification from the Baltic Institute of Corporate Governance (BICG), and has been a BICG professional board member since 2016. Member of the boards of various companies in Lithuania and Latvia, with many years of business experience — including the creation of successful IT and finance companies and investments in startups. Shares best practices across the fintech and startup ecosystem as a board member of LitBAN, and takes part in the Fintech Association and various Lithuanian authority commissions on financial technology and financial literacy. Responsible for IT strategic decisions in the Board of NEO Finance, AB.
Owns 636 shares in NEO Finance, AB.
Marius Navickas
Board member
Holds a Master’s in Economics and previously held risk-management leadership roles across several departments at a bank, alongside experience in external audit. A CFA charterholder and member of the international association of financial analysts. Aims to develop and improve services for users of the mutual lending platform. In the Board of NEO Finance, AB, responsible for the coordination of risk, compliance and AML/CTF management, strategic financial matters and budget.
Does not own shares in NEO Finance, AB.
Aiva Remeikienė
Board member
Holds a Master’s degree in Finance, Accounting and Banking from Vilnius University, and Bachelor’s degrees in Industrial Management and in Electrical and Electronics Engineering from Kaunas University of Technology. After six years managing Lithuania’s largest and consistently growing peer-to-peer lending platform, now contributes to the development of ERA Capital, UAB, leads the ERA Success management club, and is a member of the Business Angels Network. Has played an important role in developing various businesses and mentoring young professionals. Currently focuses on value-creating leadership and talent development across the Group. Responsible for HR strategic issues in the Board of NEO Finance, AB.
Owns 636 shares in NEO Finance, AB.
Darius Samuolis
Board member
Holds a Master’s degree in Economics from ISM University of Management and Economics and a Master’s degree in Law from Mykolas Romeris University, along with a Board Member Certificate from the Baltic Institute of Corporate Governance. Over 20 years of international experience leading and developing organisations of various sizes across business management, sales, finance and human resources. An experienced business consultant, innovator, board member and team coach, having coached more than 100 C-level executives, implemented more than 50 business strategies, and helped reach a peak of €1 billion in business turnover. Founder of "Ledo mintys," a management training and change-building company. In the Board of NEO Finance, AB, responsible for the development and implementation of strategic planning.
Does not own shares in NEO Finance, AB.